Credit Fairy

Credit Fairy
Is there really a Credit Fairy?

Yes, there is a Credit Fairy, but there is no credit fairy dust that magically fixes your credit report. In fact, there is no magic at all, just a methodical, legal system to remove negative items from your credit report.

Find out how the Credit Fairy can help you. Answer the questions below to begin.

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Understanding Credit
The Credit Fairy has information and resources to help you increase your knowledge and build your credit rating.

Your credit score is used by lenders and others to predict the likelihood of a default.  Before you can take steps to improving and building your credit you must first understand it.

Credit Basics– What is credit, what is a credit history and how it affects your life.  Types of credit.

What’s in your credit report and what’s not in your report.  Glossary of credit terms.

Know your credit score and the factors that go into your credit score.  What’s not in your score.

Managing your credit and Setting credit goals.  Fixing your report. Read the fine print. Re-establishing credit after bankruptcy, divorce, foreclosure, default.  Get a credit card regardless of credit, compare offers.

Using Federal Laws to your benefit.

    The laws allows you to dispute items on your credit reports.

The law gives consumers the power to affect the information and retain professional help in doing so.  Our associates have decades of experience dealing with the credit reporting system.  They understand the system and can save you time and money. We do all the work for you and make sure your credit reports don’t have any mistakes or false negatives and other inaccuracies which will can effect credit scores and  borrowing opportunities.  Let the Credit Fairy help. Free Credit Repair Consultation

Does the information on your report show information that is…

  • Erroneous?
  • False?
  • Inflated?
  • Questionable?

Erroneous derogatory Information …

  • No Credit History
  • Too Many Inquiries
  • Charge-Off Errors
  • Fraudulent Collections
  • Late Payment Errors
  • Identity Theft Problems
  • Mechanics Liens
  • Duplicates Entries
  • Short Sale/Foreclosures
  • Wrong Personal Info
  • Expired Debts
  • Outdated Information
  • Ex-Husband/Ex-Wife